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Exchange

Convert currencies and digital assets at a rate you see before you confirm.

Exchange

ConvertExchangeSettle

An exchange swaps one currency for another, such as euros into dollars or Bitcoin into pounds. uTransact lets you convert between 40 major currencies, and between leading digital assets and traditional money, at a rate you see before you confirm. Large orders are handled personally.

Live indicative rates

The 40 currencies and 8 digital assets we exchange, quoted in euro and US dollars and refreshed every 15 minutes.

Indicative rates are loading.

Indicative rates

Currencies
One unitIn EURIn USD
Loading indicative rates.
Digital assets
One unitIn EURIn USD
Loading indicative rates.

Indicative only, includes our standard margin. Your rate is shown and confirmed before you trade.

Each figure is what one unit of the listed currency or asset buys when you sell it to us, quoted in euro and US dollars and refreshed every 15 minutes. Currency reference rates are published once a working day by central banks; digital-asset prices come from public market feeds.

Risk warning. Digital assets are volatile and their value can go down as well as up. They are not covered by deposit-guarantee or investor-compensation schemes, and transfers to a wrong address usually cannot be reversed. Nothing on this website is investment, legal or tax advice.

What you can exchange

Traditional currencies and digital assets, side by side in one account.

Currency exchange

Convert between 40 major currencies, from AED to ZAR, and settle into your GBP, EUR, USD or AED account.

  • Rate shown before you confirm
  • Includes our standard margin, nothing hidden
  • Convert between your currency accounts

Crypto exchange

Buy and sell Bitcoin, Ether, Solana, XRP, Tron, Polygon and the stablecoins USDT and USDC against GBP, EUR, USD and AED.

  • Your payment rate plus 0.05 percent
  • From 0.35 percent Personal, 0.25 percent Business
  • Proceeds paid to your account or wallet
See fees

Large orders

Large exchanges are handled personally by our team, who can agree a rate with you before execution.

  • A named contact for each client
  • Execution with care and discretion
  • Clear reporting after every trade

Why exchange with us

No need to move money between separate banks and crypto platforms. Convert, hold and send from one place.

  • One account for money and digital assets
  • Human support when you need it
  • Every rate and fee shown up front

How it works

Choose what to convert

Pick the currency or digital asset you have and the one you want.

See the rate

We show the exchange rate and our fee before anything happens.

Confirm

Approve the exchange in your account.

Use your funds

The converted amount lands in your currency account or crypto wallet.

Questions

See all fees on our pricing page, or talk to the team.

What is the difference between currency exchange and crypto exchange?

Currency exchange converts one traditional currency into another, such as EUR to USD. Crypto exchange converts between digital assets and traditional money, such as Bitcoin to GBP.

How are the indicative rates worked out?

We take the mid-market rate from public reference sources and apply our standard margin of 1 percent in UQG's favour: when you sell a currency or digital asset to us, the indicative rate is the mid-market rate multiplied by 0.99. The rate you actually trade at is shown and confirmed before you trade.

Why are the rates indicative?

Currency reference rates are published once a working day, digital-asset prices move constantly, and the rate for your order depends on its size and timing. The ticker gives you a fair idea; the confirmation screen gives you the exact rate.

What does crypto exchange cost?

Your payment rate plus 0.05 percent, and never less than 0.35 percent on a Personal account or 0.25 percent on a Business account. The fee is confirmed before you trade; see the pricing page for how your payment rate is set.

Can you handle large orders?

Yes. Our team handles large exchanges personally and can agree a rate with you before execution.

Clients join uTransact through one uQualify application. We qualify and match you, and when UQG direct is the best fit, you are offered uTransact.