Private crypto wallet
Included with every Personal and Business account.
- Bitcoin, Ether, Solana, XRP, Tron, Polygon, USDT and USDC
- Your own deposit addresses
- Balances alongside your currency accounts
Crypto wallet and exchange
StoreProtectAccess
Crypto holdings are the digital assets you own, such as Bitcoin, Ether and stablecoins. Keeping them safe means protecting the private keys that control them. Every uTransact client gets a private crypto wallet, held privately by the client with an independent, specialist custodian and secured by multi-party computation (MPC) technology. UQG Ltd does not hold your digital assets.
Your private crypto wallet
Hold, receive and convert your digital assets from your uTransact account, while your wallet stays in your name, in independent custody.
Free deposits
Crypto deposits into your wallet are free (0 percent).
- Deposit from any external wallet
- Incoming transfers screened for security
- Visible in your dashboard
Convert any time
Exchange crypto for traditional money at your payment rate plus 0.05 percent, from 0.35 percent (Personal) and 0.25 percent (Business).
- Into GBP, EUR, USD or AED
- Rate shown before you confirm
Withdraw when you want
Send assets to an external wallet you control, after our security and travel-rule checks.
- Address checks before sending
- Approval rules for business accounts
Risk warning. Digital assets are volatile and their value can go down as well as up. They are not covered by deposit-guarantee or investor-compensation schemes, and transfers to a wrong address usually cannot be reversed. Nothing on this website is investment, legal or tax advice.
Secured by MPC technology
Your wallet is held privately by you, in the custody of an independent, specialist digital-asset custodian, and secured by multi-party computation (MPC) technology.
What MPC means
A normal crypto wallet is controlled by a single private key. If it is lost or stolen, so are the assets. MPC splits the signing power into several key shares held in separate, secure environments. A transaction can only be signed when the shares work together, so the complete key never exists in one place.
- No single point of failure
- No one person can move assets alone
- Transaction rules and approvals built in
Our custody standards
We only work with independent custodians that meet strict security and compliance standards.
- Independently audited security controls
- Key shares held in secure, isolated hardware environments
- Screening of incoming and outgoing transactions
- Support for major blockchains and assets
Your wallet is held privately by you and is in the custody of our independent custodian. UQG Ltd does not hold or have custody of your digital assets.
How it works
Apply through uQualify
One application and identity verification, then you are offered uTransact when UQG direct is the best fit.
Get your wallet
Your private MPC wallet is set up with your account.
Deposit
Send crypto from another wallet or buy it in your account.
Hold, convert or withdraw
Keep your assets safe, exchange them, or move them out at any time.
Questions
See all fees on our pricing page, or talk to the team.
Who holds my crypto?
Your wallet is held privately by you and is in the custody of an independent custodian, not UQG Ltd. It uses MPC technology, so the private key is split into shares held in separate secure environments, and no single person or system holds a complete private key.
Is my crypto protected by a deposit-guarantee scheme?
No. Digital assets are not covered by deposit-guarantee or investor-compensation schemes, and their value can go down as well as up.
Which digital assets are supported?
Bitcoin (BTC), Ether (ETH), Solana (SOL), XRP, Tron (TRX), Polygon (POL) and the stablecoins USDT and USDC. Ask our team about any other asset.
What does it cost?
Crypto deposits are free (0 percent). Crypto exchange is your payment rate plus 0.05 percent, from 0.35 percent for Personal and from 0.25 percent for Business accounts. See the pricing page.
Clients join uTransact through one uQualify application. We qualify and match you, and when UQG direct is the best fit, you are offered uTransact.